Financial Policy
Dental Payment & Insurance Information in Santa Barbara, CA
At Nina Madavi, DDS, BDS, we believe exceptional dental care should be straightforward and transparent. Our financial policy is designed to help you understand your payment options, dental insurance benefits, and financial responsibilities before treatment begins.
Our goal is to provide high-quality general, cosmetic, restorative, biomimetic, and emergency dental care in Santa Barbara while making the payment process as simple and stress-free as possible.
Payment Options
Payment is due at the time services are provided unless other financial arrangements have been made in advance.
For your convenience, we accept:
- Visa
- Mastercard
- American Express
- Discover
- Cash
- Personal checks
- CareCredit® healthcare financing
CareCredit allows qualified patients to finance eligible dental treatment with convenient monthly payments, subject to credit approval. If you have questions about using CareCredit for your dental care, our team will be happy to help.
If you have questions regarding payment before your appointment, our knowledgeable team is happy to assist you.
Call us at (805) 563-2101 to discuss your payment options, CareCredit financing, or billing questions.
Dental Insurance
We gladly work with patients who have dental insurance and are committed to helping you maximize your available benefits.
As a courtesy, our office will:
- Submit your dental insurance claims electronically.
- Assist with insurance paperwork.
- Help estimate your insurance benefits before treatment whenever possible.
- Answer questions regarding your claims and coverage.
Please remember that dental insurance is a contract between you and your insurance company. While we strive to provide accurate benefit estimates, your insurance provider determines the final amount it will pay.
Your Financial Responsibility
Regardless of your dental insurance coverage, you are ultimately responsible for all fees associated with your dental treatment.
After your insurance company processes your claim, any remaining balance—including deductibles, co-payments, co-insurance, or services not covered by your plan—is your responsibility.
We appreciate your prompt payment of any outstanding balance.
Insurance Claim Processing
Most dental insurance companies process claims within 4 to 6 weeks.
If your insurance payment has not appeared on your account after that time, please contact our office. Our team will gladly help investigate the status of your claim and answer any questions.
Monthly account statements are provided for balances that remain outstanding.
Questions About Your Account?
We understand that dental insurance and billing can sometimes be confusing. If you have questions about your account, insurance claim, treatment estimate, CareCredit financing, or payment options, our friendly team is here to help.
Many billing questions can be resolved with a quick phone call.
Nina Madavi, DDS, BDS
General & Cosmetic Dentist in Santa Barbara, CA
Phone: (805) 563-2101
Frequently Asked Questions
When is payment due?
Payment is due at the time services are rendered unless prior financial arrangements have been made with our office.
Do you accept dental insurance?
Yes. We gladly file dental insurance claims on your behalf and help you maximize your available benefits. We also assist with insurance paperwork when needed.
Will my insurance pay for all of my treatment?
Not necessarily. Every dental insurance plan is different. Your insurance company determines your benefits and payment amount. Any portion not covered by your insurance including deductibles, co-payments, and non-covered services is your responsibility.
Do you accept CareCredit?
Yes. We accept CareCredit® for eligible dental treatment. CareCredit offers qualified patients flexible monthly financing options, making it easier to budget for the dental care you need. Financing is subject to credit approval.
How long does insurance processing take?
Most dental insurance companies process claims within approximately 4 to 6 weeks.
What payment methods do you accept?
For your convenience, we accept:
- Visa
- Mastercard
- American Express
- Discover
- Cash
- Personal checks
- CareCredit®
Who do I contact if I have billing questions?
Please call our office at (805) 563-2101. Our team is happy to answer questions regarding your account, insurance claims, treatment estimates, CareCredit financing, or payment options.
Why Choose Dr. Nina Madavi?
Patients throughout Santa Barbara, Goleta, Montecito, and Carpinteria trust Dr. Nina Madavi for honest treatment recommendations, transparent financial policies, and compassionate dental care. We believe every patient deserves clear communication about treatment costs, insurance benefits, financing options, and payment expectations before care begins.
Whether you are visiting us for a routine dental exam and cleaning, cosmetic dentistry, restorative dentistry, dental crowns, porcelain veneers, implant restorations, biomimetic dentistry, or emergency dental care, our team is committed to making every aspect of your experience—including billing, insurance, and financing—as smooth as possible.
Call (805) 563-2101 today to schedule your appointment or contact our office with any questions about your dental insurance, CareCredit financing, or payment options.